1800-228-005 info@loanXpress.com

Privacy and Security

Dear User,

Thank you for visiting www.loanxpress.com. This document sets forth the online privacy policy of this website ("Privacy Policy"). We understand that the personal and financial information ("said Information") you may submit on this website is sensitive and confidential and hence, we are strongly committed to protect the said Information from any unauthorized use. Through this Privacy Policy, we endeavour to inform you how Vermillion Finalytics Private Limited ("Vermillion") collects and uses the said Information entered on this website at the time of registration and loan application. We strongly recommend you to go through this Privacy Policy before submitting any sensitive information or data, personal or financial in nature, on this website. By clicking on the "I AGREE" button hereinbelow, it shall be deemed that you have agreed with the contents of this document in its entirety and have agreed to proceed with this website. The Privacy Policy may be revised from time to time by Vermillion, at its sole and exclusive discretion, and the updated policy thereafter will be posted on this website. Any changes to the Privacy Policy shall be notified on this website. It is advisable that you go through the Privacy Policy whenever the same is revised and updated.

Contact Details

By sharing your telephone number and email address on this website you are authorizing Vermillion and its empanelled banks/ NBFCs (with whom Vermillion shares the loan applications of the Users) and their representatives to contact you by giving you a promotional call and/or e-mail and offer of the services/ products which are made available by using this website.

Collection

Vermillion, or its officers, employees or agents (as may be authorized) are required to collect the said Information from you in order to assist us in facilitating your application and provide you with the most appropriate service to serve your requirements to the optimum.

If you are unable to provide the said Information and/or any information apart from those disclosed during registration or in the application form, as may be required by us, we may not be able to process your loan application and provide you with the product/ service which you have requested for by using this website. The types of information collected shall include, but shall not be limited to:

  • Personal identity information such as name, date of birth, residential status, postal address, e-mail address, mobile number, PAN details etc.
  • Information which relates to your financial affairs viz. employment status, nature of business, monthly/ annual income, assets, loans outstanding etc.
  • Information that would help Vermillion and/or its empanelled banks or NBFCs determine your eligibility to avail the products/ services in furtherance to your loan application through this website.
  • Information which helps Vermillion verify, scrutinize and process applications made by you for the products/ services, that you have applied for, such as bank statements, income tax returns, pay slip, outstanding loan details (if applicable).
  • Any other information that Vermillion is required to collect subsequent to a specific mandate from any of its empanelled banks or NBFCs or as a requirement under any applicable laws.

Distribution

Vermillion may disclose the said Information collected from you if it is:-

  • required to do so under any applicable laws or direction from a Government authority or subject to any order of a court of law or vide an arbitral award,
  • acting bonafide in order to protect you against or prevent any actual or potential fraud or any unauthorized transactions,
  • investigating any fraud which has taken place in the past, or
  • required to do so under any agreement(s) executed with its empanelled banks or NBFCs in relation to the products/ services you have applied for or as may have been provided to you.
  • Any other information that Vermillion is required to collect subsequent to a specific mandate from any of its empanelled banks or NBFCs or as a requirement under any applicable laws.

Save and except the terms and condition stated hereinabove, we will not share the said Information with any third party. You can unsubscribe your registration with us at any time by sending us an e-mail at demo@demo.com

Data Retention

We shall retain and use all the information collected by us during the User registration and the loan application, as may be necessary to comply with our legal obligations, dispute resolution or for any other professional purposes.

Links to Third Party Websites

The said Information shared on this website shall be secured. We comply with the relevant security principles and the other applicable data privacy laws prevailing in India. We further expressly state hereby that we are not bound by the data privacy laws of any jurisdiction other than India. We utilize firewalls, SSL encryption technologies, and secured server and authentication procedures for security purposes for our website.

Commitment to Information Security

The said Information shared on this website shall be secured. We comply with the relevant security principles and the other applicable data privacy laws prevailing in India. We further expressly state hereby that we are not bound by the data privacy laws of any jurisdiction other than India. We utilize firewalls, SSL encryption technologies, and secured server and authentication procedures for security purposes for our website.

We assume no liability for any disclosure of information due to errors in transmission, unauthorized third party access to our website or databases or other unlawful acts of third parties, or acts or omissions beyond our reasonable control. Under these circumstances, you shall not be entitled to hold Vermillion responsible and liable for any breach of security. In the event it comes to the knowledge of Vermillion of any information of security breach, Vermillion shall take all possible and necessary actions to the best of its ability to remedy such a breach, at the earliest.

This website and privacy policy shall be governed by and construed in accordance with all the applicable laws of India. All disputes arising out of or in connection with this disclaimer or use of this website shall be submitted to the exclusive jurisdiction of the courts at Mumbai.

If you have any questions, concerns, or comments about our privacy policy, disclaimers and terms & conditions you may contact us using the information below

Telephone: 1800-22-8005 (Monday-Saturday, 10am to 6pm)

Email: info@loanxpress.com

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